CROSBY MORTGAGE SOLUTIONS

A Friendly Face in the World of Finance ;-)

© 2016 Crosby Mortgage Solutions Limited

Crosby Mortgage Solutions Limited is a company registered in England - Company No 6457579.

0151 924 9312

Crosby Mortgage Solutions does not charge for an initial consultation meeting.  

A broker fee of £395 will be charged on application.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Crosby Mortgage Solutions Ltd is registered in England at Legacy House, 11 Eshe Road Liverpool, Merseyside, L23 3AR (number 6457579).

Crosby Mortgage Solutions Ltd is an appointed representative of First Complete Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 435779) for mortgage and non-investment insurance advice.

The Financial Conduct Authority does not regulate some forms of Buy to Let

First Time Buyers

Despite interest rates being at historic lows, first time buyers may still find it difficult to save enough money required for a deposit and the up front costs of purchasing a property.

The increases in property prices of recent years has added to the issue of affordability, but many lenders have recognised the needs of the first time buyer who is unable to bring equity from previously owned property to the party.

There are range of options available today for first time buyers and we would be delighted to advise on the most appropriate solution for your circumstances.

Gifting from family members and, in some cases, even inter familial loans are an increasingly common occurrence.   

When working with first time buyers we provide them with a budget spreadsheet that doesn’t simply cover the monthly costs of the mortgage, but all the other costs of buying your first home - both up- front costs such as solicitors fees and stamp duty and ongoing ones such as utilities and council tax.