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CROSBY MORTGAGE SOLUTIONS

A Friendly Face in the World of Finance ;-)


© 2017 Crosby Mortgage Solutions Limited

Crosby Mortgage Solutions Limited is a company registered in England - Company No 6457579.

0151 924 9312

Crosby Mortgage Solutions does not charge for an initial consultation meeting.  

A broker fee of £395 will be charged on application.


YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.


Crosby Mortgage Solutions Ltd is an appointed representative of First Complete Limited (First Complete) which is authorised and regulated by the Financial Conduct Authority.  

First Complete is only responsible for the service and quality of advice provided to you in relation to mortgages, protection insurance and general insurance products.  Any other service offered by Crosby Mortgage Solutions Ltd may not be the responsibility of First Complete and may also not be subject to regulation by the Financial Conduct Authority.

The Financial Conduct Authority does not regulate some forms of Buy to Let

Residential Mortgages


For someone looking to buy a property these days there is a wide and potentially confusing array of mortgages available in the market.


Traditionally, the high street banks and building societies were the only source of mortgage loans and they still control the majority of lending.  The competitiveness of their offerings will vary from time to time, and they may also use their brand strength to appeal to customers.


Over the past ten years or so, the internet has become a major force in the mortgage market offering a route for new lenders to access clients without the need to establish expensive branch infrastructures.  This may allow lenders to offer more competitive products and many of the high street lenders have launched internet operations to compete.


Finally, some lenders chose only to offer mortgages through intermediaries as a method of further reducing their infrastructure costs, or offer special terms to larger intermediary networks to secure volume sales.


When it comes to how much a lender will lend, each lender will adopt its own criteria.  Lenders will now will look at each client’s individual affordability with some also capping lending based on a multiple of salary.


As a professional adviser Crosby Mortgage Solutions can match the most appropriate mortgage available with your personal circumstances.